What is covered?
Death
Permanent disability
Temporary diability
Medical
Cover tends to be in multiples of 500,000 for death & disability benefit, with medical cover in the range of 100,000.
Most, but not all insurers will only pay 50% of the death benefit if the accident involves a motorcycle. Eg. If the benefit is 1,000,000 and the insured was riding a motorbike then the insurer would only pay out 500,000.
You can also get 1-2,000 baht per week benefit if you choose this as an option.