HOME INSURANCE
Your house usually represents your largest asset and needs to be protected accordingly.
Owner
Condo : Interior Improvement to building, Furniture, Fixture, Fitting
and all other Contents (within the insured premise)
Detached house : Building (excluding foundation) improvements, building,
Furniture, Fixture Fitting and all other Contents
(within the insured premise)
Tenant
Condo : Interior Improvement to building Furniture, Fixture,
Fitting and all other Contents (within the insured premise)
Detached house : Interior Improvement to building Furniture, Fixture,
Fitting and all other Contents (within the insured premise)
Section I: Fire insurance
| Coverage | % Sum Insured |
| 1. Fire, Lightning, Explosion, Windstorm, Water Damage, Vehicle, Aircraft | 100%
|
| 2. Electrical Injury (damage to electronic appliances or components) | 10% |
| 3. Temporary rental and other necessary expenses ( maximum of 90 days) | 5% |
| 4. Professional fee related to the repair or replacement of damaged property | 5% |
| 5. Debris removal expenses | 5% |
| 6. Fire extinguishing expenses ( per each occurrence) | 10,000 Baht. |
Section II: Burglary insurance
| Coverage | % Sum Insured |
| 1. Theft with forcible entry into or exit from the insured premise including armed robbery and gang-robbery ( per each occurrence & in aggregate) | 10% |
| Repair of building arising from forced entry (per occurrence) | 2.5% |
Section III: Third Party Personal Liability
| Coverage | % Sum Insured |
| Indemnity which the insured becomes legally liable to pay as a result of an Accident occurring at the insured premise and upon the use of the insured Property which must occur within the insured premise. | Limit of Liability 1,000,000 Bht. per each occurrence & In aggregate |
Section IIII: Death Benefit
| Coverage | % Sum Insured |
| Loss of life to the insured and/or spouse and/or children which is caused by a covered peril under Section 1-Fire and Section 2 – Burglary per each occurrence | 200,000. Bht. |
Remark :
1. Not cover to semi-wooden or wooden building
2. Property (typically) excluded : Satellite dish, TV antenna,
Mobile phone, Laptop, Money, Document, please refer to the policy
For more information or get a quote on-line, please go here